Who pays under the new system if we’re not relying on road accident fund compensation?
A new system, RABS, is being promoted by the Road Accident Fund on the basis that it will remove the attorneys from the system by removing the fault aspect. This is how it impacts RAF compensation processes:
Removing the fault aspect is however not going to make the administrative staff of the Road Accident Fund (who cannot settle claims for past medical expenses alone now) suddenly start doing their job if they were not doing it previously. It will not tackle the administrative incompetence of the people handling Road Accident Fund compensations and payouts. The bottom line is, in creating a situation where suddenly you introduce a whole new group of claimants, those who cause the accident, you will have to source additional funds and your options are either to increase the moneys that are paid to the Road Accident Fund, which is not something that would be politically popular or, as the Road Accident Fund has suggested doing, decrease the existing benefits! In short, it is the innocent victims of future accidents who will pay so that the guilty may receive RAF compensation. They will pay by getting less money and less compensation than they would under the current system. Legal costs will be reduced by simply denying one’s right to any paid legal representation until you have gone through various administrative hoops and mechanisms at the Road Accident Fund.